Saturday, March 01, 2025
Date: 1st March to 10th March and 2nd April to 8th April 2025
Time: 10 am to 5 pm
Venue: Classroom
Resource Person: Mr. Niraj Satnalika
Participants: PGDM Students (Finance)
Faculty Coordinator: Mr. Ganesh Pathak
Organizer: Center for Learning and Development, DYPBS
Objectives:
1. To introduce students to the emerging landscape of the fintech industry.
2. To provide foundational understanding of financial technologies such as digital payments, blockchain, and robo-advisory systems.
3. To equip participants with practical knowledge about fintech applications and trends.
4. To develop analytical and problem-solving skills related to financial innovation.
5. To bridge the gap between academic knowledge and industry practices in the financial sector.
Workshop Highlights:
The training commenced with a comprehensive overview of the Fintech ecosystem, covering the evolution of financial services from traditional banking to digitally enabled financial solutions. Mr. Niraj Satnalika opened the session by emphasizing the critical role of technology in transforming the financial services industry and how innovations like mobile payments, online lending, blockchain, and robo-advisors are redefining consumer experiences and business models.
Throughout the training, participants were introduced to core fintech concepts, including:
Digital Payments: Detailed discussions were held around UPI, payment gateways, mobile wallets, and real-time gross settlement systems (RTGS). Participants were shown the backend architecture of digital transactions and how they integrate with banking APIs.
Blockchain and Cryptocurrency: The resource person gave a thorough explanation of blockchain technology, its decentralized ledger structure, and how it is revolutionizing transparency and trust in finance. Real-time use cases such as smart contracts and cross-border payments were explored.
Lending Tech & Credit Scoring: Participants learned how fintech has disrupted traditional lending models through peer-to-peer (P2P) lending platforms and AI-powered credit scoring systems. Practical simulations helped them understand how alternative data is used to assess creditworthiness.
Insurtech & Wealth Tech: The training also touched upon insurance technology and robo-advisory services, demonstrating how machine learning is optimizing investment strategies and claim processes.
An important segment of the training focused on Data Analytics in Fintech—where students were introduced to how big data and analytics are used for fraud detection, customer segmentation, personalized services, and product development. Mr. Satnalika demonstrated dashboards and metrics used in fintech analytics, helping students understand the real-time application of business intelligence in the finance domain.
Security and compliance, key pillars of financial services, were also discussed. Participants gained awareness of regulatory frameworks, cybersecurity best practices, and legal considerations such as KYC (Know Your Customer), AML (Anti-Money Laundering), and data protection standards (GDPR, etc.).
The workshop included several interactive components:
Case Study Discussions on companies like Paytm, Razorpay, Zerodha, and Cred.
Live Simulations and Demos to visualize fintech workflows.
Quizzes and Group Challenges to encourage critical thinking.
Group Presentations where students analyzed fintech startups and proposed innovations in the domain.
These activities allowed students to apply theoretical concepts to real-world scenarios and enhanced their analytical and presentation skills.
Key Takeaways:
Deep understanding of the fintech landscape and its significance.
Exposure to digital financial services and technology-enabled finance solutions.
Knowledge of current fintech trends including blockchain, AI, and neobanks.
Hands-on problem-solving using fintech case studies.
Enhanced awareness of compliance and regulatory aspects in fintech.